:root{--navy:#0B1F3A;--navy2:#12305A;--deep:#026562;--teal:#0F9F8F;--teal-d:#0A7A6E;--mint:#E8F6F3;--orange:#F26A1B;--bg:#F8FBFB;--ink:#16283D;--mute:#5A6C80;--line:#DCE8E8;--r:18px;--sh:0 18px 40px -26px rgba(11,31,58,.45)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:'Cairo',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.75;font-size:16px;-webkit-text-size-adjust:100%}
a{color:inherit;text-decoration:none}:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.wrap{max-width:1120px;margin:auto;padding-inline:20px}.narrow{max-width:800px}section{padding-block:clamp(44px,7vw,84px)}
h1,h2,h3,h4{margin:0 0 10px;color:var(--navy);line-height:1.25;font-weight:800}
h1{font-size:clamp(30px,6.2vw,56px);font-weight:900;letter-spacing:-.5px}h2{font-size:clamp(23px,3.8vw,34px)}h3{font-size:19px}h4{font-size:16px;margin:0}
:lang(en) h1{letter-spacing:-1px}
p{margin:0 0 12px;color:var(--mute)}.sub{max-width:560px}.lead{font-size:clamp(16px,2.4vw,19px);max-width:620px}.body{font-size:17px;color:var(--ink)}
header{position:sticky;top:0;z-index:9;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:20px;min-height:68px;flex-wrap:wrap}.logo{margin-inline-end:auto;display:flex}.logo img{height:50px;width:auto}
nav{display:flex;gap:22px;font-weight:600;font-size:15px}nav a{color:var(--navy)}nav a:hover{color:var(--teal-d)}
.lang{border:1.5px solid var(--navy);background:none;border-radius:99px;padding:3px 16px;font:inherit;font-weight:700;color:var(--navy);cursor:pointer}.lang:hover{background:var(--navy);color:#fff}
@media(max-width:640px){.bar{gap:8px;padding-block:6px}.logo img{height:42px}nav{order:3;width:100%;overflow-x:auto;gap:20px;padding-bottom:6px;white-space:nowrap}}
.hero{background:radial-gradient(700px 400px at 90% 0,rgba(15,159,143,.35),transparent 70%),linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding-block:clamp(48px,8vw,96px)}
.hgrid{display:grid;gap:40px;align-items:center}@media(min-width:900px){.hgrid{grid-template-columns:1.4fr 1fr}}
.hero h1{color:#fff}.hero .lead{color:#B8CCDD}.kicker{display:inline-block;color:#7FE3D6;font-weight:700;border-bottom:3px solid var(--orange);padding-bottom:2px;margin-bottom:18px}
.panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:var(--r);padding:24px;backdrop-filter:blur(6px)}
.panel>b{display:block;color:#7FE3D6;margin-bottom:14px}.step{display:flex;gap:14px;padding-block:12px;border-top:1px solid rgba(255,255,255,.12)}
.step i{flex:none;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-style:normal;font-weight:800}
.step h4{color:#fff}.step span{color:#B8CCDD;font-size:14px;line-height:1.5;display:block}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-block:28px}
.btn{display:inline-flex;align-items:center;gap:12px;border-radius:99px;padding:9px 10px 9px 26px;font-weight:800;border:2px solid transparent;cursor:pointer;font-family:inherit;font-size:16px;transition:transform .15s,box-shadow .15s}
[dir=rtl] .btn{padding:9px 26px 9px 10px}
.btn.pri{background:var(--orange);color:#fff;box-shadow:0 12px 24px -12px rgba(242,106,27,.8)}.btn.pri:hover{transform:translateY(-2px)}
.btn.pri:after{content:"→";background:#fff;color:var(--orange);width:32px;height:32px;border-radius:50%;display:grid;place-items:center;font-size:18px}[dir=rtl] .btn.pri:after{content:"←"}
.btn.ghost{border-color:rgba(255,255,255,.45);color:#fff;padding:9px 26px}.btn.ghost:hover{background:rgba(255,255,255,.1)}
.btn.dis{background:#E4ECEC;color:#6B7C7C;cursor:not-allowed;padding:9px 26px}
.chips{display:flex;gap:10px;flex-wrap:wrap}.chips span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:99px;padding:1px 16px;font-size:14px;font-weight:600;color:#DDF3EF}
.strip{background:var(--deep);color:#D5F1ED;font-size:14px;text-align:center;padding:10px 20px}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(min(100%,270px),1fr));margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);display:flex;flex-direction:column;overflow:hidden;box-shadow:var(--sh);transition:transform .2s}a.card:hover{transform:translateY(-4px)}
.card .hd{background:linear-gradient(90deg,var(--teal),var(--teal-d));color:#fff;font-weight:800;padding:11px 22px}.card .hd.or{background:linear-gradient(90deg,#F98A3F,var(--orange))}
.card .bd{padding:22px;display:flex;flex:1;flex-direction:column}.card .more{margin-top:auto;color:var(--teal-d);font-weight:800}
.trust{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh)}.trust i{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--mint);color:var(--teal-d);font-style:normal;font-weight:800;margin-bottom:14px}
.tw{overflow-x:auto;margin-top:28px;border:1px solid var(--line);border-radius:var(--r);background:#fff;box-shadow:var(--sh)}
table{width:100%;border-collapse:collapse;min-width:600px}th,td{padding:15px 20px;text-align:start;border-bottom:1px solid var(--line);font-size:15px}th{background:var(--navy);color:#fff;font-weight:700}tr:last-child td{border:0}tbody tr:hover td{background:#F4FAF9}tr.off td{color:#8A9AA5}
.pill{font-size:13px;font-weight:700;border-radius:99px;padding:2px 14px;white-space:nowrap}.pill.a{background:#D5F3EE;color:var(--teal-d)}.pill.p{background:#FFE9D9;color:#B2500B}
.alt{background:var(--mint)}.disc{border:1px solid #FFD6B8;border-inline-start:5px solid var(--orange);background:#FFF9F4;border-radius:var(--r);padding:22px}.disc p{margin:0;color:var(--ink)}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin-top:12px}summary{font-weight:700;cursor:pointer;color:var(--navy)}details p{margin:10px 0 0}
.cta{background:linear-gradient(120deg,var(--navy),var(--navy2));text-align:center}.cta h2{color:#fff}.cta p{color:#B8CCDD}
footer{background:var(--navy);color:#9DB3C8;padding-block:34px;font-size:14px;text-align:center}footer a{color:#fff;font-weight:700}footer p{color:inherit;margin-bottom:6px}footer .fl{letter-spacing:4px;font-size:13px;margin-bottom:12px;color:#7FE3D6}
.ph{background:linear-gradient(160deg,var(--navy),var(--navy2));padding-block:clamp(36px,6vw,64px)}.ph h1{color:#fff}.ph .lead{color:#B8CCDD}
.back{color:#7FE3D6;font-weight:600;font-size:14px;display:inline-block;margin-bottom:14px}.meta{display:flex;gap:12px;align-items:center;margin-bottom:8px}.meta .tag{color:#7FE3D6;font-weight:700}
.pbody{padding-bottom:20px}.ps{padding-block:clamp(24px,4vw,40px);border-bottom:1px solid var(--line)}.ps:last-child{border:0}
ul.chk{padding:0;list-style:none;margin:0}ul.chk li{padding-inline-start:36px;position:relative;margin-bottom:10px;color:var(--ink)}
ul.chk li:before{content:"✓";position:absolute;inset-inline-start:0;top:3px;width:23px;height:23px;border-radius:50%;background:var(--teal);color:#fff;font-size:13px;font-weight:800;display:grid;place-items:center;line-height:1}
ul.chk.neg li:before{content:"!";background:var(--orange)}
.pc{display:grid;gap:22px}@media(min-width:700px){.pc{grid-template-columns:1fr 1fr}}
.ctab{text-align:center;background:var(--mint);border-radius:var(--r);padding-inline:20px;margin-block:28px;border:0}.ctab p{font-size:14px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* v3 */
.topics{display:flex;flex-wrap:wrap;gap:8px;margin-top:40px}.topics span{border:1px solid rgba(255,255,255,.22);color:#CFE4EE;border-radius:8px;padding:1px 12px;font-size:13px;font-weight:600}
.card.on{border-top:4px solid var(--teal)}.card .hd span{float:inline-end;font-size:12px;background:rgba(255,255,255,.2);border-radius:99px;padding:0 10px}
.card.off{background:#F1F4F5;border:2px dashed #B9C6CC;box-shadow:none;filter:grayscale(1);opacity:.85}.card.off h3{color:#6B7C86}.sg{grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr))}
.hd.gray{background:#8A9AA5}.rc .pill{align-self:flex-start;margin-top:auto}
.meta2{font-size:13px;color:var(--mute);margin-bottom:10px}tr.on td:first-child{border-inline-start:4px solid var(--teal)}tr.off td{background:repeating-linear-gradient(135deg,#F3F6F7,#F3F6F7 8px,#EBF0F1 8px,#EBF0F1 16px)}
.sk{display:flex;flex-wrap:wrap;gap:10px}.sk span{background:var(--mint);color:var(--deep);border:1px solid #BFE4DE;border-radius:10px;padding:2px 14px;font-weight:700;font-size:14px}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:16px}.facts div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 16px}.facts span{display:block;font-size:12px;color:var(--mute)}
.filters{display:flex;gap:8px;flex-wrap:wrap}.filters button{font:inherit;font-weight:700;border:1.5px solid var(--line);background:#fff;color:var(--navy);border-radius:99px;padding:3px 16px;cursor:pointer}.filters button.sel{background:var(--navy);color:#fff;border-color:var(--navy)}
.pbody>.ps{max-width:1120px}.flogo{display:inline-block;background:#fff;border-radius:12px;padding:6px 14px;margin-bottom:14px}.flogo img{height:44px;width:auto;display:block}.fd{max-width:620px;margin:0 auto 10px}
.logo img{width:auto}
/* V6.1 */
img{max-width:100%}body{overflow-x:hidden}.skip{position:absolute;inset-inline-start:-999px;top:0;background:var(--orange);color:#fff;padding:8px 16px;z-index:99}.skip:focus{inset-inline-start:0}
.menu{display:none;width:44px;height:44px;border:1.5px solid var(--navy);background:none;border-radius:10px;cursor:pointer;position:relative}.menu span,.menu span:before,.menu span:after{position:absolute;inset-inline:11px;height:2px;background:var(--navy);content:""}.menu span{top:20px}.menu span:before{top:-7px;inset-inline:0}.menu span:after{top:7px;inset-inline:0}
nav a[aria-current]{color:var(--teal-d);border-bottom:2px solid var(--orange)}
@media(max-width:760px){.menu{display:block}.bar{flex-wrap:wrap}nav{display:none;order:4;width:100%;flex-direction:column;gap:0;padding-bottom:8px;white-space:normal}nav.open{display:flex}nav a{padding:12px 4px;border-bottom:1px solid var(--line)}}
.fgrid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));text-align:start;padding-block:8px 24px}.fgrid .fb{grid-column:1/-1}@media(min-width:900px){.fgrid{grid-template-columns:1.6fr 1fr 1fr 1fr 1.2fr}.fgrid .fb{grid-column:auto}}
.fgrid h4{color:#fff;margin-bottom:10px}.fgrid a{display:block;color:#B5CBD6;padding:3px 0;font-weight:500}.fgrid a:hover{color:#fff}.fgrid .fb p{color:#9DB3C8;max-width:340px}
.socs{display:flex;flex-wrap:wrap;gap:10px}.fgrid .socs{flex-direction:column;gap:2px}.soc{display:inline-flex!important;align-items:center;gap:10px}.socs:not(.fgrid .socs) .soc{width:40px;height:40px;justify-content:center;border:1.5px solid var(--line);border-radius:50%;color:var(--teal-d)}
.fbot{border-top:1px solid rgba(255,255,255,.14);padding-top:18px}.fbot a{color:#fff;text-decoration:underline}
.cgrid{max-width:900px}.cf{display:grid;gap:14px}.cf label{display:grid;gap:4px;font-weight:700;color:var(--navy)}.cf input,.cf select,.cf textarea{font:inherit;padding:11px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;width:100%}.cf input:focus,.cf select:focus,.cf textarea:focus{border-color:var(--teal)}
.fnote{background:#FFF4EA;border-inline-start:4px solid var(--orange);padding:10px 14px;border-radius:10px;color:var(--ink);font-size:14px;margin:0}
footer{text-align:start}.fbot{text-align:center}